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First steps in investment
Investment? ING answers your questions!
Invest or save?
You should actually invest AND save. Putting money aside to have a safety cushion to cover the unexpected is essential. In the short term, saving is generally the best option. In the long term, investing usually outperforms saving.
What are the main types of Investments?
Equities, bonds, funds, financial markets, investor profile, return, risk… It’s hard to take the plunge when you’re overwhelmed by all these terms… It’s often the first thing that stops us: “I don’t know anything about it”. Here are some explanations of simple words that seem complicated.
Is there a right time to invest?
First of all, you should know that looking at all costs to buy or sell at THE RIGHT TIME is not a good idea. You risk never getting started, or missing the best days of the market.
Investing, what are the risks?
By definition, a notion of risk is inherent to investing, which is more or less significant depending on your profile, your situation and your objectives. How are risks assessed and controlled?
Is there a minimum investment amount?
You don’t need a fortune to invest. It is possible to invest small amounts to begin with and see how you go. If you’re unsure, start out by investing just a little and see how you feel.
#HowToEarnMore
Everything you wanted to know but were too afraid to ask!
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How do investment funds work?
Investment funds are baskets of securities chosen because of their growth prospects by asset management companies that are experts in financial markets. These funds work on a co-ownership basis: when you invest in a fund, you acquire ownership that corresponds to a share of a basket of equities or bonds already selected and actively managed by experts. This means investing in funds can feel safer than buying individual securities, particularly for a novice. Moreover, investment funds tend to have variable capital, which allows you to trade in your securities on a secondary market at any given moment. The funds can take several legal forms, such as the Société d’Investissement à Capital Variable (SICAV) and the Fonds Commun de Placement (FCP). There are three broad categories of fund: passively managed investment funds, actively managed investment funds and hedge funds.
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Incentives and assistance to boost Luxembourg entrepreneurs
The government is increasingly keen to attract entrepreneurs to Luxembourg as well as to nurture entrepreneurial ambitions among the country’s residents - and is providing financial incentives and other forms of assistance to encourage them.
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Investing in rental property in Luxembourg: a good idea?
You want to invest in a property in the Grand Duchy and then make a rental? At first sight, it seems an excellent decision! Investing in a rental property remains attractive, especially in a country where the market for rented residential real estate continues to display a high potential.