The Verification of Payee must be carried out before any client transfer in euro, regardless of the channel used, to payment accounts opened with banks in the Eurozone from the 9th of October 2025 and between all banks in the EU from 9th of July 2027.
If the payment is initiated via a Payment Service Provider in Eurozone it is responsible for verification of payee check.
In My ING, payments between the accounts displayed in "My Accounts" are not subject to this check.
It also does not apply to payments in currencies other than euro, card payments and direct debits.